Most Insured Adults Worry About Health Care Costs: Poll

Many are skipping medical, dental visits because of financial concerns

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The new poll results come on the heels of a report released Wednesday by the nonprofit advocacy group Families USA. It found that a third of Americans under the age of 65 -- nearly 87 million people -- went without health care coverage at some point over the past two years.

The most recent U.S. government statistics suggest that 16 percent of all adults (including those 65 and older) have no health insurance. And a Commonwealth Fund report published last June found that the number of "underinsured" -- people who have insurance that doesn't fully meet their health care needs -- rose by 60 percent between 2003 and 2007.

The issue gained momentum in the nation's capitol last Thursday, when President Barack Obama convened a long-anticipated White House summit on health care reform. The Associated Press reported that Obama made a point of bringing a wide range of views to the table -- voices representing the insurance industry, patient groups, physicians and even those advocating a single-payer system.

"Every voice has to be heard. Every idea must be considered," Obama said during the summit. "The status quo is the one option that is not on the table."

According to Pryor, one item that should be up for discussion in Washington is the plight of the underinsured.

"Covering the uninsured is only part of the problem," she said. "Unless reform includes adequate, comprehensive and affordable coverage, just having insurance will not be protection -- either from facing barriers to care or concern over one's financial stability. And after all, those two things are the function of insurance."

More information

There's more on the underinsured in America at The Commonwealth Fund.

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