Equal Coverage for Mental-Health Care

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You should have mentioned that over half of the "medical plans" in the USA are self-insured and that these do not have - and many do not - even offer mental health coverage at all. This is a very important fact and expresses the extreme inequity in medical delivery

Jack Trow of NY 9:42PM January 01, 2012

So... Bill K, are you a Scientologist?

Jkook of TX 11:07PM January 09, 2010

A century of manipulation by Psychiatry industry spun from thin air by the medical profession as factual science & medicine is still pulling the strings of the puppets it created - red flags are all over that health care is a ship sinking from the weight we've let the AMA & pharmaceudical mfrs stack on the decks - while we mooh like cattle below deck too stupid to see we will drown if we let this continue - unchecked.
My friend died this year at age 39 because he couldn't afford medical insurance to cover vavle replacement he needed to live. Its not affordable anymore because 50% of Americans with kids with below avg IQ's think $500 a month RX for ADHD will make a dumb kid smarter - or happier in life. Psycho - therapy and related drugs have never helped anyone - they just have you sonvinced its needed. You want it anyway - fine - but get your rain dance - voodoo healing costs out of my policy to cover broken bones, cancer, etc ... PLEASE PEOPLE. Happy pills are popular because you don't pay for them out of your pocket so it seems free - so what the hell right? You want it - you pay for it - and see if you think its needed after all.

Bill K. of TX 1:16AM September 10, 2009

California - Central Coast writer to be nationally aired on WNB West on September 21st, 2009. Writer and Photographer John Crippen will be interviewed on 'The Author's Show' hosted by Internet Talkshow Host Don McCauley . Crippen, the writer of
"The Sweet Smell of ASH in the Morning" will talk live about his book, a humorous dedication to Atascadero State Hospital and also talk about the difficult struggles of the healthcare system. This book also takes a lighter look at what it's like to be a Psychiatric Technician in the largest freestanding forensic mental Institution in the world.
As a 13 year veteran Psychiatric Technician, and former Atascadero State Hospital Employee, Crippen has a lot of funny stories to tell about the hospital. The talk show will run on the 21st, and be placed in a loop for the entire day. To hear the internet talkshow, visit the link below. The book is currently available on Amazon.com as well.
http://www.wnbnetworkwest.com/WnbAuthorsShow.html

John Crippen of CA 8:28PM September 09, 2009

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Aboutxoqkw of NY 5:58PM June 25, 2009

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sm star health insurance 2:50PM April 29, 2009

This is great and a feat needed to be established. I think the firist ammendment should cover that.
I too have Bi-Polar disorder and have felt maked for life since my diagnoses. I am proud of this 15 year old and what she stands for. I pray that more develop this strength.

Vanessa Hansen of TN 3:06PM March 22, 2009

Insurance companies should not be able to DISCRIMINATE! That is what they are doing when they can charge different people different prices for the same policies or charge higher
prices because of age, sex, or pre-existing conditions
(or deny coverage)!!
What
other company in this country can legally discriminate?!???
Mental health,"the brain", is part of the physical body-it should be covered no different than the coverage for other "body parts"!!!

J. Whaley of IL 7:22PM March 18, 2009

What i really didn't understand about the insurance industry is that if you have Home Owners insurance that should cover the home. Now in reading this passage i learned that the insurance industry makes more money providing individual policies. To me that's a scam. There should be a policy that includes all damages caused by accident and tagedy. Now from my understanding in having Home Owners insurance it does cover some workers comp accidents correct me if i'm wrong and the coverage of a nonresident of the home if he or she has been hurt on the property. Now there is a separate policy for flood insurance,which is important. They both are. This is a slippery

sheila crosby of MN 11:49AM November 07, 2008

Health insurance has adopted the model of single event coverage at an affordable price. Similar to "flood" protection in FL, a single health event will catapult insureds into a world of price gouging for coverage if any can be found at all FOREVER. It's a simple problem, health insurers make maximum dollars when they pay out zero on claims, therefore, their goals are to pay out zero whereas insureds want maximum coverage for as little as possible. However, both extremes are cases that negate the need for insurance...if insurance pays nothing we don't need to buy it and if we have good health we don't need health insurance. It is the RISK of medical needs and the cost of medical needs that justifies the insurance industry. So let's get back to the FL flood-area insurance companies, many dropped insureds who never had a flood claim because of where the homes were located. The STATE contracted with an insurance company willing to cover those homes and the COST for that insurance was lower than the original policies. Later, the private insurance companies came back and said they WOULD cover the homes they originally dropped or wanted to charge more for, but those with the state sponsored policies had no incentive to switch back and risk being dropped or overcharged again. Governmental action in terms of prosecuting insurers who price gouge insureds and in terms of preventing such price gouging to begin with as well as legislative mandates requiring that insurance actually cover risks of illness is the only way to go.

conoutofconsumer of NC 8:31AM November 01, 2008