Shaky Times, Shaky Health Coverage

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another worthless article. Titled " america's best health insurance " and it doesn't give one review or example of a good one. Who writes these! Not one shred of information on which ones to pursue.

Bill Jones of IN 1:48PM February 16, 2009

I think it's funny when people are surprised with what they have to pay. Most people never even read their plans and are only worried about the small things, such as co-pays for doctor visits. It's funny they only focus on the things that are never in a million years going to bankrupt them. People should be focused on the important things such as catastrophic events that can ruin their lives finacially. People need to read the fine print and understand how bills are paid when claims are filed. Next time you decide to get a new Health Insurance plan, ask questions, you'll be surprised with what you will hear.

Jason Buhagiar of CA 3:06PM February 03, 2009

Co-op health financing contributes to the campaign for MediCare for All by establishing truly nonprofit self-financing plans for the un-insured. http://www.healthdemocracy.org Members of the Ithaca Health Alliance are covered for 12 categories of everyday emergency anywhere in the world, to specified maxima, for $100/YEAR. http://www.ithacahealth.org

Paul Glover of PA 11:05PM January 30, 2009

Free insurance for all, great, where does it end, doesn't everyone deserve to eat too, shouldn't food be free...Give me a break. Free equals more lazy unproductive people. There needs to be a fine line between access and accountability and costs. Besides nothing is free, you just want someone else to pay your fare.
Republican or Democrat, none of them are any good at running government programs, costs will go way up putting a huge tax burden on our populace. Just look at how bad my State of California has managed our economy way before the mortgage crisis, they keep spending and spending.

Matthew of CA 7:41PM January 30, 2009

Scene:
1. Give up your job to take care of an elderly parent, so the parent can stay at home
2. Stay on Cobra, until you can't afford it
3. Take insurance in your home state
4. Sit back and figure out what to do when the insurance company raises your rates, just because you are another year older. Imagine this: you take no meds (even your parent at an advanced age has only recently started on meds and only two); you are in excellent health; you are a non-smoker.
We need affordable health care for everyone and not only employer-based!

Concerned of NH 11:14AM January 07, 2009

Healthcare Solutions Team, check them out

jeeffffff of IL 10:56PM December 03, 2008

Michelle Andrews correctly notes that losing your job in today's poor economy can also mean losing your medical insurance. It's important to remember why: the tax exemption for employer-provided insurance. This also creates many other problems with American medicine.
Employees who forgo employer-sponsored insurance to buy their own policy face a stiff tax penalty. Hence, employees are essentially stuck with their employer's plan. Insurance companies know this, and can afford to offer shoddy products and customer service that wouldn't survive in a free market.
Tax-subsidized insurance also increases medical costs by encouraging us to overinsure and rather than pay for medical care out-of-pocket. Our "insurance" is really prepaid health care. We consume medical care like a business traveler dining on the company’s expense account: Since someone else pays the bill, patients need not shop around and providers don’t compete on price.
Yet President-elect Obama boasts that his health care plan "strengthens employer-based coverage." That's not the "change we need" in Washington.

Brian T. Schwartz of CO 10:58PM November 24, 2008

MARK AND SUE WERE NOT THE ONLY ONE'S THAT SUFFERED A BIG FINANCIAL LOSS BECAUSE OF TRAC. INC OUT OF WISCONSIN. MY HUSBAND DAVE HAD A STENT PUT IN, THANKING GOD WE HAD INSURANCE, ONLY TO FIND OUT 2 DAYS LATER, YEAH, WE PAID THE PREMIUM, $95.00 DOLLARS A WEEK PREMIUM ONLY TO BE TOLD, MR. HINTZ THE OWNER NEVER PAID THE INSURANCE COMPANY.. BECAUSE OF JOHN WE OWE 70.000 DOLLARS IN MEDICAL BILLS. ONLY OPTION-------BANKRUPTCHY!!!!!!!THANK YOU JOHN!!!!!!!!!!YET HE IS DRIVING A BRAND NEW BMW.........YOU GO FIQURE........THE BEER'S MINNESOTA

MARI BEER of MN 11:35PM November 18, 2008

file reorganization bankrupty, keep your house/car, so what if you get bad credid report. are you going to live that long to need it. Besides, the emotional blackmail of bad credit report is just that, so you feel badly. Atleast you have a conscious and morals/ethics to pay your bills unlike the greedy/avarice CEO's, bailouts and other narcissitic CEO's, scammers who count on everyday people to meed their extravagant needs. They are laughing all the way to the bank and their big mansions with their snobbery, insolence, Well illness affects anyone, anytime. And money won't keep you alive, no matter what...

sunny of CO 3:13PM November 16, 2008

My husband switched jobs early last year and as a result we were without insurance for a few months until the new insurance kicked in. We could not afford to buy insurance and because of our income we did not qualify for assistance. During this time my daughter got sick and was in ICU for 5 days. We now have about 60,000 in medical bills and can not get help anywhere. People think just because you make a decent living you dont need help too. We are paying what we can a month but they are trying to take legal action now. We might lose our house and our sanity in the process.When we went to the hospital for help the woman in charge shook her head and said," Your on your own now one is gonna help you." She was right we keep trying and get that same answer every time.

Nina of NY 2:12PM November 13, 2008