Medicare Spending on Patients Varies Widely by State, Region

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Danke

arournaps of AL 3:04PM November 29, 2009

Hi to all!

Iam Sarah from Poland i want to learn english. Iam 23yrs old and want to go to the uk this year.

I hope i learn here a lot about it Thx to all

Greetings to all,

Sandra

Marabellagonzalesduk of AL 11:48AM August 16, 2009

Hi to all!

Iam Sarah from Poland i want to learn english. Iam 23yrs old and want to go to the uk this year.

I hope i learn here a lot about it Thx to all

Greetings to all,

Sandra

Marabellagonzalesduk of AL 11:38AM August 16, 2009

I'm 80 years old, been on Medicare 15 years now, with only one problem. My doctor scheduled a colonoscopy before the established waiting period, & payment was denied. We appealed, he told them it was for a specific diagnosis, not a screening exam, & they paid. We did our homework instead of just complaining.

My Part D insurer dictates whether I get a generic or a brand name medicine, & if I insist on the brand name I pay through the nose. It's my private insurance company that decides this, not the government; the insurer is in it to maximize their profits, not to provide me a service. I'd wager that's the problem JpDasenbrook of TX encountered, too. It's his insurance compnay that calls the turn, not Medicare. The same for J of CA

The government set up Part D, & turned it over to the insurance companies. They collect our premiums, dictate what medicines & what brands we can have, the government pays for the medicines, & insurance companies pocket the profits. We seniors get a benefit, the insurance companies get a gold mine, the taxpayers get the shaft.

Here's something else to consider when contemplating health care in America today. We tend to talk about health care & health insurance in the same breath, but they are different. Our doctor provides health care, insurance is one way we pay him. When it comes down to it, the end product we are buying is health care, not insurance.

In 2006, the insurance industry's "educational," arm, The Council For Affordable health Insurance, did a study called "Medicare's Hidden Administrative Expenses." I don't know what they expected to find, but their bottom line was that the government pays your doctor 95 cents of every Medicare tax dollar, but on average your insurance company only pays him 84 cents of your premium dollar. In other words, the government charges you a nickel on the dollar to pay your doctor bill, the insurance company charges 16 cents. That additional 11 cents your insurance company charges goes for advertising, sales commissions, executive salaries, stockholder dividends, etc., expenses the government doesn't have, & expenses that line their pockets, but don't pay your doctor bills.

If you're so hateful of government, & so enamored of private business that you are willing to pay them for services that line their pockets, but don't serve you, it's your privilege, but I think it's dumb.

We need a single payer system that eliminates those costs that make insurance companies rich, but don't pay any doctor bills. If you think the government would be worse at denying you medical services than private insurance companies, I've got a couple bankrupt friends who would take issue with you.

olroy of WA 5:03PM March 04, 2009