The Limited Appeal of Limited-Benefit Insurance

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Isn't it better to have a little bit of insurance instead of having nothing at all. I don't have health insurance because of my health, and cannot afford to pay the prices that the insurance companies want to charge me, for coverage. I have two years to wait for medicare and my chances of getting ill are, I think, at least 90% that I will have to be hospitalized in the next two years. Who is going to pay for that, without insurance?

christina of FL 8:43PM May 29, 2008

I wrote a previous post on this article and it didn't go through. Maybe it will yet.
Meanwhile, though, voters may want to consider that if they "settle" for being sold policies that cover everything but the risk (everything but major bills), it will be a very short period before that's all there is that is offered. Employers are dying to drop real insurance plans, and they'll do it in a heartbeat if Americans are dumb enough to accept this in Florida or anywhere else.
Have you noticed that gas just went to $4.00 and you don't have a choice? Well, with health care YOU HAVE A POLITICAL CHOICE---until you allow a tipping point against individuals beyond which you cannot recover. Barney Fife on the old Andy Griffith show was funny when he went on and on about "nip it in the bud". This isn't funny, but you had better "nip" the trend of non-insurance policies while you can.
Gas prices are a household budget irritation, but a major health care event with mini-insurance will bankrupt you.

Daniel David of NM 7:34PM May 29, 2008

It's quite a travesty when a state allows the word "insurance" to mean just any old thing. Signed by a Republican, of course, and a HAUGHTY one at that who would dare to liken whether your wife dies painfully of cancer in bankruptcy to "Cadillac", a fashion-statement car. And these junk policies will probably be advertised with something as cerebral as the AFLAC duck.
Crist is said to be on McCain's short list for Vice President. Take a good look, folks. The willingness to LIE with an analogy of health insurance to car brands is the future of your government if you don't get rid of Republican control this year, while you have a decent chance to do so.
As for Florida, no wonder no one wants to count the votes down there. The citizens are industrial-strength STUPID to allow this camel's nose in their tent.
With luck, the rest of will know better and do better. I'd cuss a blue streak here, but it's not nice and the censors would boot me.
But, honest to goodness, folks, this trend deserves every diatribe we can think of.

Daniel David of NM 3:44PM May 29, 2008