Premiums for a Public Health Plan: 30 Percent Cheaper?
Reader Comments
Public Health Plan
Why not have a Public Plan available for the low income? People making say $50000 or less or just come to an aggreement on a figure. Healthcare now is costing lower income people 20 to 25 percent of their income. It probably wouldn't be as good as a private policy held by the more well off, but would still pay for most of your basic needs plus it would have to cover the high end major medical for heart attacks, cancer etc. Have the premiums based on income and have everything so it would be easier to understand for everybody.
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A Public Health Plan that doesn't compete with private insurance
A Public Health Plan could be designed so as not to compete with private health plans. If it was only open to participants who could not get insurance from any private insurance plan. That way private insurance companies haven't lost any business that they didn't want any way. Of course those insured in a public plan may constitute a higher risk pool that may have to be subsidized to keep premiums reasonable and benefits adequate.
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