4 Ways to Save on Your Medical Bills
Reader Comments
ER Tests
Amanda, you can always refuse a test. Doctors are not goddesses or gods (even though some might think they are). Next time, find an RN to tell your physician you don't want to pay for a chest x-ray unless he or she can tell you directly a very good reason for getting one. Even then, you can refuse that part of the exam. They do not own your body.
Medical Bills
With this ailing economy, and related sky rocketing costs for everything, my husband and I have been on a very tight budget. My husband had to start over after the company he managed for over 18 years let management go so they could sell the company. His new job is with a very employee friendly company but he has to start from the bottom and work his way up. Our income was drastically reduced for now. During all of this I became ill with uterine cancer. Although we do have medical insurance, our part of the bills became very high quickly. We had to pay them with our credit card. I am due to have regular screenings, every three months, to make sure the cancer does not come back. I am torn...I do not want to add even more medical bills to our credit card. My surgery alone was over 26 thousand dollars. There were many doctor visits at $500.00 a pop and many tests that cost way too much. Out part of those bills are very high and they added up quickly. A little help with the medical costs would be a big boost to our budget. Where do we turn for help?
The only way to save
Be responsible for yourself. Eat well and exercise. You will find yourself a happier and healthier person.
I recently had a trip to the ER, after my ordeal was over I obtained a copy of my medical records. A chest xray was ordered. I aske the techs why? I tried to refuse and the reply was that I couldn't because the MD ordered it. My medical records state that I complained of chest pain. I never expressed any complaints of chest pain. The MD also documented that he palpated my stomach and that he listened to my heart and lungs. He did none of this. My records also state that I denied a family history of hypertension, diabetes, and stroke. My mother is diabetic and suffers from hypertension. My maternal grandmother died from a stroke. He never asked me these questions, but documented that he did. Does anyone out there have any advice for me? Thanks
Robbing Peter to pay Paul
Electing Democrats will surely increase your taxes, more than enough to compensate for any potential savings through a nationalized health care plan.
National Health Plan
Do not believe National Health will solve the problem. The burden will again be placed on the consumer. A PLAN or PRODUCT is not the solution...a better process. Let's quit giving all our dollars to insurance company or government. Let us keep it and spend it. We can pay the small stuff, have someone help us if hospitalized or for amounts we cannot handle.
National Health Plan, we already have one...Medicare and Medicaid. Same problem...consumer cannot pay its portion of the bill, and the plans are becoming insolvent.
We spent countless number of lives to insure our freedom, and not be enslaved by tyranical governments. Why, after 200 years, do we wish to be enslaved by a government again....so we can shed the blood of another countless number of lives?
health care
I had a incident fell off a motorcyle while sitting on it...Took forever for them to pay, they kept saying it shd be covered under the motorcylce policy..Key not in the ignition.. .I didnt agree. by the time it was said and done, they had a report of me driving the motorcylce on the hwy going into a ditch...WHAT???? first I don't have a license or nor do I own a motorcycle..
the best way to save on medical bills
If you have a medical bill and do not feel it was billed correctly, or just want to have the bill reviewed for sanity's sake. check out
www.hcmediation.com
QUESTION MORE "EXTENSIVE" TESTING
Often E.R. doctors, nurse practitioners, physician assistants, and various "first MD on the scene" personnel order multiple tests and procedures "fishing" for a diagnosis or ailment. Consumers should question the necessity for such tests and their role in the treatment process. Do you really need a $5,000 Cat Scan or will a $350 X-ray provide sufficient information?
Health care costs
I think that the doctors and hospitals should just accept what the insurance companies pay and just right off the rest especially considering you know that get large tax write offs for profit losses then that way the ones of us that are underinsured or even uninsured will not drowned in medical debt and contiually get garnished and not allow us to be able to buy the necessaties to live. It is completely and utterly ridiculous that we have to deal with this constantly. There is absolutely no reason why they cannot just accept what we can pay if uninsured or just give us free medical care because of being uninsured or if have insurance just accept what the insurance companies pay and don't bother us for the rest.
